What we’re all about

The True Access Mission is building a thriving community by empowering entrepreneurs and businesses through access to capital, education, advocacy and opportunity.

Our Vision

The True Access vision is for a vibrant, inclusive community, where all entrepreneurs and small businesses can realize their dreams.

Our Values

True Access Capital is passionate in its efforts to provide creative and innovative solutions to meet employer, customer, and partner needs.

Our History

Back in 1992, when the Episcopal General Convention recognized the need to uplift underserved communities in Wilmington, Delaware, they acted. Leaders of the convention brought together a dynamic mix of community champions to establish the First State Community Loan Fund. The fund wasn’t just about money; it was (and is) about fostering growth and providing support to local organizations and entrepreneurs in low-income areas.

As time went on, the impact of the fund reached beyond Wilmington, stretching its influence across Delaware and southeastern Pennsylvania. As the organization flourished and expanded its offerings to include training, technical services, community development initiatives, and more, the fund embraced a new identity: True Access Capital.

From inception, True Access Capital has been on a mission to empower small businesses and community organizations, with a strong focus on meeting the needs of underserved communities.

True Access Capital
Loan Commitments

Questions? Send us a message.
We’ll be in touch!

Our Team

Vandell Hampton, Jr.

President & CEO

Luz A. Sellers

Senior Vice President, Director of Business Advisory Services

Chris Fullman

New Markets Opportunity Program Director

Lorenzo Merino

Senior Vice President, Director of Lending

Sheila Harrigan

Asset Manager

David Ortiz

Business Development Officer

John L. Banks

Consultant

Ivori S. Price

Executive Assistant & Office Manager

Chris Chaplin

Senior Community Loan Officer

Bernis Duran

Community Lending Officer

Shawnna Lynch

Accounting & Finance Manager

C’Yonna Henry

Program Specialist for the Women's Business Center

Nicole Bracey

Portfolio Manager

Adam Hebert

Technical Assistance Coordinator

Chandler Nicas

Accounting & Portfolio Administrator

Sheree Curtis-Scott

Loan Documentation Specialist

Sandra Simmons

Accounting Associate

Our Board

Justin D. Poser
Chairperson
Executive Vice President
M&T Bank

Barry L. Lott
Director
National Council on Aging (NCOA)

Rafael X. Zahralddin, Esq.
Partner
Lewis Brisbois

Gregory M. Makosky
Vice President
Artisans Bank

Joseph W. Wilson
Vice President
PNC Bank

Rachael Mears
Treasurer
Assistant Vice President
Synchrony

Emanuel V. DeShields
President
DE Quest Insurance Group

Lissa Brutus
Assistant Vice President
WSFS Bank

Helen R. Foster, JD
Small Business Enterprise Coordinator
New Castle County Government

Thomas E. Hanson, Jr., Esq.
Vice Chairperson
Partner
Barnes & Thornburg

Robert Gunter, Sr.
Senior Financial Officer
City of Wilmington

Ron Kimbrough
Executive Committee Member
Senior Vice President
Citi

Jerry A. Alfano, Jr.
Senior Vice President
Citizens Bank

Investors & Contributors

Ready to make a difference? When you donate to True Access Capital, you’re not just giving; you’re investing in the growth of small businesses, job creation, affordable housing, and community development programs in underserved communities in Delaware and southeastern Pennsylvania.

Your contribution isn’t just appreciated; it’s essential. Every donation to True Access Capital goes directly to helping provide the loans, consulting services, and support that businesses and community organizations need to thrive.

Ready to put your money to work improving our community?

To make a secure online donation to our General Fund, simply click here. Prefer old-school methods? No problem! Mail your check to:

True Access Capital, 100 West 10th Street, Suite 300, Wilmington, DE 19801

Thank You for believing in True Access Capital

Thank you to every organization that supports True Access Capital. Your support means everything to the communities we serve.

Investors

Artisans’ Bank
Bank of America
Barclays Bank of Delaware
Borough of Kennett
Catholic Health Initiatives
Cinnaire
Citizens Bank
Customers Bank
Deutsche Bank Trust
Company Delaware
First Priority Bank
First Unitarian Church of Wilmington
HSBC Bank USA, N.A.
Meridian Bank
M&T Bank
Opportunity Finance Network
Sisters of St. Francis of Philadelphia
TD Bank, N.A.
Unitarian Universalist
Common Endowment Fund
USDA – Rural Development
U. S. Small Business Administration
WSFS Bank

Contributors

Artisans’ Bank
Bank of America
Charitable Foundation
Bancorp (The)
Capital One
Center Dynamics
Community Development
Financial Institution
Christiana Care
Citizens Bank
City of Wilmington
Comenity Bank
Discover Bank
Girard & Faire
HSBC Bank USA, N.A.
JPMorgan Chase Foundation
Laffey McHugh Foundation
Longwood Foundation
Malvern Bank
Santander Bank
TD Bank, N.A.
USDA – Rural Development
U. S. Small Business Administration
Welfare Foundation
Wells Fargo Foundation
WSFS

Individual Contributors

Kevin Allen
John Bonhomme
Maggie Cook-Pleasant
Jim Donahue
Gina Hampton
Vandell Hampton, Jr.
Sheila Harrigan
Deborah Harrison
Jimmy Jarrell
Sara Crawford
Daniel Kempski
Delores Lee
Phyllis McCollum
Rachael Mears
Pedro Moore
Sue Smith
Robert Snowberger
Melanie Thomas-Price
Leroy Tice
Clinton Tymes
Pedro Viera
Azeez Weeks
Neil Wright