504 Loans

SBA 504 loans can be utilized to finance fixed asset purchases and improvements, including: purchasing land or buildings, making leasehold improvements, acquiring equipment with a useful life of at least 10 years, refinancing existing debt (subject to specific conditions).

For small business owners looking to expand.

For small business owners looking to grow or expand, the SBA 504 loan program offers an excellent opportunity to access affordable, long-term financing. Backed by the U.S. Small Business Administration (SBA), the 504 loan is specifically designed to help businesses purchase fixed assets like commercial real estate, machinery, or equipment while maintaining manageable monthly payments.

With a unique structure that combines private sector funding with SBA support, the 504 program not only makes business growth more accessible but also fosters economic development and job creation. Whether you’re planning to acquire new facilities, upgrade your operations, or invest in sustainable energy projects, the SBA 504 loan provides the financial foundation you need to achieve your business goals.

Ready to take your business to the next level? Click on the Request for Counseling button or call: 302-652-6774

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