Empowering entrepreneurs in Delaware and southeastern Pennsylvania
True Access Capital (TAC) is a nonprofit Community Development Financial Institution (CDFI) founded in 1992 as the First State Community Loan Fund. We empower entrepreneurs and small business owners in Delaware and southeastern Pennsylvania with training and education services and access to capital.
What we do.
True Access Capital (TAC) is a nonprofit Community Development Financial Institution (CDFI) founded in 1992 as the First State Community Loan Fund. We empower entrepreneurs and small business owners in Delaware and southeastern Pennsylvania with training and education services and access to capital.
How We Impact Our Community.
Since its founding, TAC has provided more than $64 million in loan capital to more than 1,500 small businesses and community organizations. We advocate for those we serve, and we collaborate with others to launch community development initiatives that help create more vibrant, inclusive neighborhoods where entrepreneurs and small business owners can realize their dreams.
WE’LL GUIDE YOU STEP BY STEP.
Start here.
There’s a lot to learn when starting or growing a small business.
True Access Capital provides small business training and expertise.
Enroll MeIt takes a village.
True Access Capital partners with others to build successful communities.
Learn MoreShow me the money.
True Access Capital offers a range of loans to qualified borrowers.
Start Loan ProcessWomen entrepreneurs. Discover the WBC.
The Women’s Business Center at True Access Capital (WBC) helps women start and manage successful businesses. Working with WBC, female entrepreneurs build business plans, identify and manage people, source financing, develop marketing strategies and interact with successful women business owners who share their experiences and offer mentoring services.
Latest News
Emergency Relief Funds Available to Help Delaware-based, Small Businesses
True Access Capital, a Delaware-based, not-for-profit, federally certified Community Development Financial Institution, has launched the Small Business Relief and Recovery Loan and Grant Program to support businesses that have struggled, as a result of COVID-19.
Upcoming Events
H.E.R Business Plan Competition Information Session: English
Thursday, July 10, 2025
Purchasing Commercial Real Estate
Tuesday, July 15, 2025
Headquarters:
100 W. 10th Street, Suite 300
Wilmington, DE 19801
(302) 652-6774 or (800) 652-4779
English 
Spanish